1. Terms

These Terms and Conditions (this "Agreement"), together with the Privacy Policy (collectively, the "Terms"), govern your use of certain online services, software, applications, content and website (collectively, the "Service") made available to you by BigRing Virtual Technologies, Inc. ("BRVT", "BigRingVR", or "we"), a Colorado Corporation, and/or its affiliated entities inside and outside of the United States. By accessing the Service, or using or downloading any materials from the Service, you agree to follow and be bound by the Terms, which may be updated by BRVT from time to time without notice to you. The most current version of the Terms can be reviewed at any time at www.bigringvr.com/Terms. There may be additional conditions applicable to certain parts of the Service.

If you do not agree with these Terms, please do not use the Service. BY CONTINUING TO USE THE SERVICE, YOU ARE INDICATING YOUR AGREEMENT TO THE TERMS AND ALL REVISIONS THEREOF.

BRVT reserves the right at any time to modify or discontinue, temporarily or permanently, the Service or any part of the Service, or to change the price policies of a part or the whole of the Service, with or without notice. You agree that BRVT shall not be liable to you or to any third party for such changes.

2. Rights to Access the Service

In full compliance with these Terms, you may use the Service only for your own personal and non-commercial use and entertainment purposes, by accessing it with your standard browser or our unmodified application client. The Service may not be used for any other purpose or by any other method.

You may NOT:

• publish, license, copy, modify, distribute, transmit, display, perform, reproduce, create derivative works from, transfer, or sell for any commercial purpose any portion of the Service;
• exploit the Service or any part of it for any commercial purpose, including without limitation (a) using the Service at any commercial establishment without the express written consent of BRVT, or (b) communicating or facilitating any commercial advertisement or solicitation, unless otherwise stated in this Agreement;
• use any unauthorized third-party software designed to modify any part of the Service or any Service experience, or that intercepts, "mines", or otherwise collects information from the Service;
• disrupt or assist in the disruption of (a) any hardware used to support the Service environment, (b) any software, or (c) any other user's experience;
• intercept, emulate, or redirect the communication protocols used by BRVT in any way, for any purpose, including without limitation unauthorized use over the Internet, network play, or as part of content-aggregation networks, or host, provide, or develop matchmaking services for any part of the Service.

Any use of the Service in violation of these limited rights will be considered a breach of this Agreement and an infringement of BRVT's copyrights.

3. Accessing the Service and Account

Before you can use the Service, you must read, understand, and agree to these Terms, and read and understand BRVT's Privacy Policy. To use some of our services you need to open an account (an "Account"). BRVT gives you the option to sign in with a supported third-party account (please see the Privacy Policy for details).

a. Account Eligibility. The Service is not designed to be used by children under 13 years of age. If you permit your minor child or legal ward (collectively, your "Child") to use an Account on the Service, you agree to these Terms on behalf of yourself and your Child, and agree that you are responsible for all uses of the Account by your Child, whether or not authorized by you, including your Child's acceptance of any applicable terms and of the Privacy Policy. An Account may be established only if: you agree to these Terms and the Privacy Policy; you are a "natural person" and an adult in your country of residence (corporations and other legal or business entities may not establish an Account without BRVT's prior consent); you are of legal age to form a binding contract; you are not specifically prohibited by BRVT from using the Service; and you are not barred from receiving services under the laws of any applicable jurisdiction. BRVT may suspend or terminate your Account and refuse any current or future use of the Service if it becomes aware that the Account was registered without meeting these requirements.

b. Account Suspension or Cancellation. BRVT RESERVES THE RIGHT TO SUSPEND, TERMINATE, MODIFY, OR DELETE YOUR ACCOUNT FOR ANY REASON AT ANY TIME WITH OR WITHOUT NOTICE TO YOU. Accounts terminated by BRVT for any type of abuse, including without limitation a violation of these Terms, will not be reactivated for any reason. You may cancel your Account at any time.

c. Account Ownership. You agree that you have no ownership or other property interest in the Account, and that all rights in and to the Account are owned by BRVT. BRVT does not recognize the transfer of Accounts; an Account cannot be purchased, sold, given as a gift, or traded, and any such attempt is null and void. BRVT reserves the right to charge fees for access to any part or the whole of the Service.

4. Subscriptions, Payments, and Fees

a. Free Trials. Your membership may start with a free trial. The free-trial period will last for the time specified when you sign up. Your subscription begins after the free trial.

b. Subscription. You may initiate your subscription either immediately or after your free trial. We may run a promotion under which you can purchase a subscription at a guaranteed price for as long as your subscription remains active and uninterrupted — you must keep that subscription continuously, without interruption, to keep the rate. If you cancel your current subscription and re-subscribe later, you will be subject to the new subscription rate then available to all new subscribers.

c. Payments. To process your payments we use a PCI (Payment Card Industry) certified third-party payment service, which processes your payment information in accordance with its own privacy policy. We do not store your payment information. No refunds or credits will be provided by BRVT, other than as set forth in these Terms. If your payment provider determines there are fraudulent charges on your account resulting from use of your payment method at the Service, please contact us immediately at billing@BigRingVR.com.

d. Fees. To access our Service you may be required to pay membership fees, which depend on the membership option you select. Membership fees, plus any required taxes, may be paid monthly or on another basis available at the point of subscription, and are payable in advance. If payment is past due, BRVT reserves the right to cancel your subscription. Members changing their subscription option will have the new rate take effect at the beginning of the next billing cycle. BRVT reserves the right to increase membership fees or associated taxes, or to institute new fees, at any time upon reasonable advance notice.

e. Auto-Renewal. Membership fees are billed automatically at the start of each new billing cycle and will auto-renew until your membership is terminated. Your fee will be the same as your initial charge unless you are notified in advance. You may cancel your membership at any time, as described below.

f. Cancellation of Services. To cancel your membership, visit your "Account" page and select "Cancel". Cancellation takes effect at the end of your current billing cycle. When your membership ends your account remains active, and you can renew at any time without opening a new account (membership fees may have increased). No refunds or credits will be provided by BRVT. For any billing issues, contact us at billing@BigRingVR.com.

5. Intellectual Property and Copyright

All copyright, trademarks, design rights, patents, and other intellectual property rights (registered and unregistered) in and on the BRVT Service belong to BRVT. The application client software and the Service components — including without limitation all software code and its components and objects, the website and its components, videos, files, design elements, and content — are copyrighted works owned by BRVT and its licensors and are protected by applicable intellectual property and other laws. BRVT reserves all rights in connection with the Service, including without limitation the exclusive right to create derivative works. You agree that you will not create any work based on the Service except as expressly authorized in writing by BRVT. BRVT has the absolute right to regulate, manage, control, modify, and/or eliminate any components of the Service, and has no liability to you or anyone else for the exercise of such rights.

6. User Conduct

You accept responsibility for all activities that occur under your Account or from your computer or other device. We will use reasonable security measures to protect against unauthorized access to your Account; however, we do not guarantee absolute security of your Account, your content, or the personal information you provide, and we cannot promise that our security measures will prevent third-party "hackers" from illegally accessing the Service or its contents. You agree to immediately notify BRVT of any unauthorized use of your Account or any other breach of security, and to accept all risks of unauthorized access to any data or information you provide to BRVT.

You agree that, in connection with your use of the Service, you will not violate any applicable law or regulation. You also agree that you will NOT:

• attempt to gain unauthorized access to the Service, to Accounts registered to other users, or to the computer systems or networks connected to the Service;
• institute, assist, or become involved in any type of attack, including without limitation denial-of-service attacks, or disrupt the Service or any other person's use of the Service;
• use any third-party software to collect information from the Service, including without limitation information about any Account or any data that is the property of BRVT;
• attempt to obtain any information from the Service using any method not permitted by BRVT;
• attempt to intercept, examine, or otherwise observe any proprietary communications protocol used by the Service, through the use of any device.

You may not connect to or use the Service in any way other than as permitted by this Agreement.

7. Service Updates

You acknowledge and agree that BRVT may update the Service, including the client application on your computer, with or without notifying you. BRVT may require that you download and install updates to the Service, or reinstall an updated version of the application.

8. Third-Party Components

a. Third-Party Equipment. You understand that use of the Service may require you to use and/or acquire third-party equipment or materials. We may recommend the equipment or materials of a certain provider, but we carry NO responsibility for your purchase, use, or misuse of such equipment, and we do NOT guarantee that third-party equipment will function properly. When you purchase any such product or service through the Service, you acknowledge that you are contracting directly with the applicable third-party provider and not with BRVT; your dealings with third-party providers, including payment and delivery and any terms, warranties, or representations, are solely between you and that provider.

b. External Links. We may provide links to other Internet sites or resources. Because BRVT has no control over such sites and resources, you acknowledge and agree that BRVT does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.

c. Permission to Link to Our Site. You are granted a limited, non-exclusive right to create a text hyperlink to our site for non-commercial use only, provided such link does not portray BRVT or any of its products or services in a false, misleading, derogatory, or defamatory manner, and provided the linking site does not contain any pornographic, illegal, offensive, harassing, or otherwise objectionable material. We reserve the right to revoke these rights generally, or your right to use specific links, at any time with or without cause.

9. Disclaimer of Warranties

THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND CONTENT AVAILABLE ON THE SERVICE ARE PROVIDED TO YOU "AS IS" AND WITHOUT WARRANTY. BRVT AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND CONTENT, INCLUDING WITHOUT LIMITATION ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. BRVT AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS MAKE NO WARRANTY THAT: (A) THE SERVICE WILL MEET YOUR REQUIREMENTS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) THE RESULTS OBTAINED FROM USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; OR (E) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.

10. Health and Safety Warnings

THE SERVICE IS INTENDED TO BE USED IN CONNECTION WITH ATHLETIC AND FITNESS ACTIVITIES. YOU UNDERSTAND AND FULLY AGREE THAT ENGAGING IN ATHLETIC OR FITNESS ACTIVITIES AS PART OF THE SERVICE CARRIES CERTAIN SIGNIFICANT RISKS OF PROPERTY DAMAGE, BODILY INJURY, OR DEATH, AND THAT YOU VOLUNTARILY ASSUME ALL KNOWN AND UNKNOWN RISKS ASSOCIATED WITH THESE ACTIVITIES, EVEN IF CAUSED IN WHOLE OR PART BY THE ACTION OR INACTION OF BRVT OR BY THE ACTION, INACTION, OR NEGLIGENCE OF OTHERS. YOU ALSO EXPRESSLY AGREE THAT BRVT DOES NOT ASSUME RESPONSIBILITY FOR THE INSPECTION, SUPERVISION, PREPARATION, OR CONDUCT OF ANY EVENT, INCLUDING ANY CONTEST, RACE, COMPETITION, GROUP INTERACTION, GATHERING, OR EVENT THAT UTILIZES THE SERVICE.

YOU EXPRESSLY AGREE THAT BRVT IS NOT PROVIDING MEDICAL ADVICE VIA THE SITE OR ANY OTHER MEANS. PLEASE CONSULT YOUR PHYSICIAN BEFORE USING THE SERVICE IN CONNECTION WITH ANY ATHLETIC OR FITNESS ACTIVITY. THIS IS ESPECIALLY IMPORTANT FOR PERSONS WITH PRE-EXISTING HEALTH PROBLEMS. DISCONTINUE ANY USE OF THE SERVICE OR ANY ATHLETIC OR FITNESS ACTIVITY THAT CAUSES YOU PAIN, FATIGUE, DISCOMFORT, NAUSEA, DIZZINESS, SHORTNESS OF BREATH, OR ANY OTHER SYMPTOMS, AND CONSULT A MEDICAL EXPERT. START SLOWLY AND AT A LEVEL APPROPRIATE FOR YOU. DO NOT OVEREXERT YOURSELF. TAKE BREAKS PERIODICALLY, AND STOP AND REST IF YOUR MUSCLES, JOINTS, OR EYES BECOME TIRED OR SORE. DO NOT USE THE SERVICE OR ENGAGE IN ANY SUCH ACTIVITY UNDER THE INFLUENCE OF DRUGS OR ALCOHOL, AND MAKE SURE YOUR BALANCE AND PHYSICAL ABILITIES ARE SUFFICIENT FOR ANY MOVEMENTS AND ACTIVITIES WHILE USING THE SERVICE.

11. Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT BRVT IS NOT RESPONSIBLE FOR DAMAGES ARISING OUT OF YOUR USE OF THE SERVICE OR YOUR INABILITY TO USE THE SERVICE. BRVT WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH: YOUR USE OR MISUSE OF THE SERVICE, EQUIPMENT, OR SOFTWARE CREATED OR LICENSED BY BRVT WHILE ENGAGED IN ANY ACTIVITIES; ANY DELAY OR INABILITY TO USE THE SERVICE; YOUR DEALINGS WITH THIRD-PARTY PROVIDERS AVAILABLE THROUGH THE SERVICE; OR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR CONTENT OBTAINED THROUGH THE SERVICE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF BRVT HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE LIABILITY OF BRVT AND ITS AFFILIATES SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

12. Sole and Exclusive Remedy; Indemnification

IN CASE OF A DISPUTE, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY WITH BRVT IS TO STOP USING THE SERVICE AND TO CANCEL ALL ACCOUNTS REGISTERED TO YOU. You agree to indemnify, defend, and hold the Released Parties harmless from any claim, demand, damages, or other losses, including reasonable attorneys' fees, asserted by any third party resulting from or arising out of your use of the Service, or any breach by you of this Agreement or any other agreements between you and BRVT.

13. Governing Law

The Service is controlled by BRVT. Except where specifically stated otherwise, these Terms are governed by the laws of the United States of America and the laws of the State of Colorado, without regard to choice-of-law principles. You consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in Douglas County, Colorado for any legal proceedings related to the Service or these Terms. Those who access the Service from locations outside of the United States are responsible for compliance with local laws to the extent applicable. The parties agree that any claim or cause of action arising out of or related to use of the Service or these Terms must be filed within a maximum of one (1) year after such claim or cause of action arose, or be forever barred.

14. General

You agree that no partnership, joint venture, employment, or agency relationship exists between you and BRVT as a result of this Agreement or your use of the Service. BRVT's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. You may not assign, delegate, or otherwise transfer your Account or your obligations under these Terms without the prior written consent of BRVT; BRVT may delegate or use third-party contractors to fulfill its duties and obligations under these Terms and in connection with the Service without your consent. This Agreement, including the documents expressly incorporated by reference, constitutes the entire agreement between you and us with respect to the Service and supersedes all prior or contemporaneous communications, whether electronic, oral, or written; provided, however, that this Agreement coexists with our other agreements where applicable. All notices given by you or required under this Agreement shall be in writing and addressed to BRVT at legal@BigRingVR.com.

Last updated: September 2026